National Penn Bancshares - NPBC: A Safe Roth IRA Investment

National Penn Bancshares, Inc., also known as National Penn Bank, stock ticker NPBC, currently pays a 7 cent dividend, which is a 3.37% dividend yield. NPBC is a bank holding company. They operate as an independent community banking company that offers a diversified range of financial products principally through its bank subsidiary, National Penn Bank, as well as an range of investment, insurance and employee benefit services through its non-bank subsidiaries.

National Penn Bancshares, Inc. has approximately $8.5 billion in assets, are based in Pennsylvania. Headquartered in Boyertown, National Penn operates 122 branch offices comprising 121 branches in Pennsylvania and one branch in Maryland through National Penn Bank and its KNBT and Nittany Bank divisions.

National Penn’s financial services affiliates are National Penn Wealth Management, N.A., including its National Penn Investors Trust Company division; National Penn Capital Advisors, Inc.; Institutional Advisors LLC; National Penn Insurance Services Group, Inc., including its Higgins Insurance division; and Caruso Benefits Group, Inc.

They put a strong focus on building relationships with customers through personal service, sophisticated products and technology, local decision-making and a strong community presence.

Here are some current NPBC statistics:
52 week 6.06 - 9.43
Vol / Avg. 994,944.00/769,075.00
Mkt cap 1.27B
P/E 13.43
Div/yield $0.07/3.37%
EPS 0.62
Shares 152.36M
Beta 0.72
Inst. own 76%

NPBC have split their stock multiple times or provided a sweet 3% stock dividend during the past 9 years. This is a great statistic to look for when investing your hard earned dollars into a company on the NYSE or NASDAQ. NPBC's current dividend is very safe and they continue to pile on gains to their loyal stock holders.

Recent Stock Splits & Special Dividends:
Ex-Dividend Date Record Date Announce Date Pay Date Type of Dividend
9/5/2007           9/7/2007 8/22/2007 9/28/2007 3% stock dividend
9/6/2006           9/8/2006 8/23/2006 9/30/2006 3% stock dividend
10/3/2005         9/9/2005 8/24/2005 9/30/2005 5-for-4 stock split
10/1/2004 9/10/2004 8/25/2004 9/30/2004 5-for-4 stock split
9/10/2003 9/12/2003 8/27/2003 9/30/2003 5% stock dividend

As the financial sector continues to solidify NPBC will outperform because of their excellent regional banking skills. Scott Fainor, President/CEO/Directior is fueling NPBC with his expertise and Thomas Beaver, Lead Independent Chairman of the Board is a great financial mind.

NPBC Contact Information:
National Penn Bancshares Inc
Philadelphia & Reading Avenues
PO Box 547
Boyertown, PA 19512
United States
Phone: 1-610-369-9101

In summary, National Penn Bancshares is a great local bank with excellent management skills. NPBC will grow over time and is a safe investment at $8.31, stock price as of June 6th, 2012.

To learn more about NPBC click here for their Shareholder Services webpage, as well as here for their FAQs. If you need to purchase a bank stock for your Roth IRA portfolio I highly suggest NPBC. They are a stable regional bank. If you need any more convincing, click here ---> National Penn Exceeds Competitors In Forbes 2011 Best Banks In America Ranking

Until next time, thanks for your friendship. If you don't mind, please like us on Facebook. I would greatly appreciate it. Click here to do so.

Budget Tips for College Students

Greetings all of you college students out there! Please watch these six videos below. I wish I had known this information before I went to college. You will need to learn how to manage your money at a young age if you expect to be wealthy during your retirement years. 

It is okay to reward yourself, but always pay yourself first. Take some time to create a budget so you do not rack up thousands of dollars on a credit card. You're FICO score will thank you later in life. 

Don't sign up for a credit card just because you get a free t-shirt!!! 

Update: Stock Picks for the week of 5/28/12 to 6/1/12

Welcome back to Dividend Stock Investing for the Common Man! Thank you stopping by and supporting the idea of investing in dividend paying stocks for the long term. I wanted to recap last week's picks for you since it is important to review all investments on a weekly, if not daily, basis.

It was a horrible week for the market as a whole. See below, this chart explains it all! The Dow Jones Industrial, S&P 500 and NASDAQ Composite index dropped significantly after Memorial Day, May 28th, 2012.

Although it was a rough week for the market, I remain confident in the stock market and now is the time to get in at reduced stock valuations. Grab some dividend aristocrats while they are at bargain prices. WM, MCD, UHT and DRI are valued at a discount this week.

As you can see below, it was a weak five days in every sector. Overall, 2 for 25 week. Always invest in high yielding dividend paying stocks for your retirement years. Much like the stocks listed below, you will be covered with quarterly dividends if the stocks just so happen to drop in value. Continue to hold on to your stocks for the long term so the dividends have plenty of time to compound.

Feel free to watch the videos below featuring Freeport-McMoRan Copper & Gold, Inc., Credit Suisse Group AG, Unilever plc and Molson Coors Brewing Company. All four companies will inject your Roth IRA stock portfolio with stability and profits via quarterly dividends, even when their share price take a hit due to market lag.

Until next time.. I wish you nothing but the best during your investing years. Perform your due diligence for each of these quality dividend payers below. Happy investing, reinvest those dividends and let your smart investment decisions work for you!

Company Name/Stock Ticker/Current Price @ 5/28/12/Quote @ 6/2/12

Freeport-McMoRan Copper & Gold Inc.(NYSE:FCX) $32.41 $32.07
Waste Management, Inc.(NYSE:WM) $32.96 $32.16
Plum Creek Timber Co. Inc.(NYSE:PCL) $36.71 $36.00
Universal Health Realty Income Trust(NYSE:UHT) $38.66 $38.28
McDonald's Corporation(NYSE:MCD) $91.05 $86.71
Portugal Telecom, SGPS (ADR)(NYSE:PT) $4.29 $3.90
Credit Suisse Group AG (ADR)(NYSE:CS) $19.77 $18.98
Unilever plc (ADR)(NYSE:UL) $31.88 $31.04
Chevron Corporation(NYSE:CVX) $98.86 $96.41
General Dynamics Corporation(NYSE:GD) $63.58 $62.72
Darden Restaurants, Inc.(NYSE:DRI) $53.06 $49.87
Cracker Barrel Old Country Store, Inc.(NASDAQ:CBRL) $59.82 $59.39
Omnicom Group Inc.(NYSE:OMC) $49.78 $46/37
Molson Coors Brewing Company(NYSE:TAP) $39.78 $38.33
Kinder Morgan Inc(NYSE:KMI) $32.42 $32.35
Retail Opportunity Investments Corp(NASDAQ:ROIC) $12.06 $12.04
BHP Billiton plc (ADR)(NYSE:BBL) $53.22 $52.20
SLM Corp(NASDAQ:SLM) $13.57 $13.69
Prospect Capital Corporation(NASDAQ:PSEC) $10.89 $10.71
Salem Communications Corp(NASDAQ:SALM) $4.76 $4.65
General Mills, Inc.(NYSE:GIS) $39.08 $37.90
The Pep Boys - Manny, Moe & Jack(NYSE:PBY) $11.07 $8.96
PNC Financial Services(NYSE:PNC) $62.09 $58.07
HSBC Holdings plc (ADR)(NYSE:HBC) $40.23 $38.69
The Southern Company(NYSE:SO) $45.69 $45.95

Freeport-McMoRan Copper & Gold, Inc. CEO Interview - 52 minutes

Credit Suisse Group AG CEO Interview - 14 minutes

Unilever plc CEO Speech - 12 minutes

Molson Coors Brewing Company - Peter Coors Receives Aware - 12 minutes

Retirement Planning and The Time Value of Money

This is a great video to watch to learn how much you will need to invest if you want $3,000.00 of income per month at age 70. Get started today to secure your financial nest egg!