Investing is similar to exercising.

If you decide to sit around and not exercise each day then the likelihood of getting out of shape will occur. If you decide not to save money for your future then you may be mentally stressed at a later date. It is great to go out to eat, don't get me wrong, but when you constantly spend money that you don't have or just because you have extra cash that is the best time to take a step back and prioritize your hard earned dollars. You must exercise you financial muscle to pay yourself first before Applebee's or Chili's. We all love a great time, but your future self will thank me.